Hello! I'm looking for some advice.
I was attending a haunt seminar recently and the haunt consultant was asserting that "full contact" haunted houses, for better or for worse, were here to stay and growing in popularity. His advice was to get on the bandwagon (to some extent) so that your competition doesn't leave you in the dust.
I decided to take his advice and consider training my actors in a very limited, restrained amount of contact. My lawyer, who works in entertainment but doesn't have any other haunt clients, wasn't sure. But the deal breaker happened when I talked to my insurance broker: she said that if we started making contact with our patrons as part of the show, their underwriters would refuse to insure my haunt.
Obviously, there are now full contact haunts among us and I'm **assuming** that they have managed to get general liability coverage.
Can any of you speak to this?
Do any of you have haunts with contact and still get liability coverage?
And if so, who insures you?
Do your insurers know that you allow contact?
There's not a lot of good info out there about this and I'm assuming this thread will help more than just me, so thanks for your input!
Dave at FrightTown
I was attending a haunt seminar recently and the haunt consultant was asserting that "full contact" haunted houses, for better or for worse, were here to stay and growing in popularity. His advice was to get on the bandwagon (to some extent) so that your competition doesn't leave you in the dust.
I decided to take his advice and consider training my actors in a very limited, restrained amount of contact. My lawyer, who works in entertainment but doesn't have any other haunt clients, wasn't sure. But the deal breaker happened when I talked to my insurance broker: she said that if we started making contact with our patrons as part of the show, their underwriters would refuse to insure my haunt.
Obviously, there are now full contact haunts among us and I'm **assuming** that they have managed to get general liability coverage.
Can any of you speak to this?
Do any of you have haunts with contact and still get liability coverage?
And if so, who insures you?
Do your insurers know that you allow contact?
There's not a lot of good info out there about this and I'm assuming this thread will help more than just me, so thanks for your input!
Dave at FrightTown
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