Insurance

[Ken Spriggs]

Ok what is going on with the HHA and the IAHA health insurance deal??



Anyone?

[Speculo]

HHA Plan

http://www.hauntedhouseassociation.o...are/index.html



Haunted House Association Healthcare Insurance Plan

Health Insurance Plan

OPTION #1

Get affordable health insurance quotes and compare individual health insurance plans side by side. eHealthinsurance will help you find individual health insurance, family medical insurance or small business health insurance and the best medical insurance plans for your needs and budget.

Why should I shop with you rather than buying an insurance plan elsewhere?
By combining the localized knowledge of a neighborhood agent with the broad experience and comprehensive understanding of a leading online health insurance source, we are able to offer our customers:

• Broad Selection. Because we are a health insurance agency and not a health insurance company, we can offer plans from multiple insurance companies in your area. We offer a broad selection of health insurance companies and plans, which allows you find the plan that best fits your needs. In fact, eHealthInsurance is the leading online source of health insurance for individuals, families and small businesses.
• Best Prices. Health insurance premiums are filed with and regulated by your state's Department of Insurance. Whether you buy from eHealthInsurance, your local agent, or directly from the health insurance company, you'll pay the same monthly premium for the same plan.
• Fast Processing. eHealthInsurance offers the fastest way to apply for health insurance because many of the plans offered on our website can be submitted and signed electronically, eliminating the need to manually print and mail applications. This reduces average processing time significantly.
• Excellent Customer Care. We believe that you'll enjoy the best customer experience available in the health insurance industry. The licensed health insurance agents and knowledgeable representatives that staff our customer care center will help you make the most of your money with professional, unbiased advice.

What kinds of products do you offer?
We offer a broad selection of health insurance products and options to choose from:

• Individual and Family Health Insurance. Singles and families should take a look at our individual and family health insurance plans. If you don't get your health insurance coverage through an employer, an individual and family health insurance plan is your standard, private market option.
• Small Business Health Insurance. We offer group health insurance plans for small businesses and organizations (2-50 employees).
• Short-Term Health Insurance. If you're in need of temporary coverage, you'll want to take a look at our short-term health insurance plans. Obtaining short-term coverage is quick and easy and though it's not a long-term solution, short-term coverage can protect you while you're between jobs or after you graduate from college.
• Student Health Insurance. Full-time college students and their parents will want to explore our student health plan options for valuable protection and savings.
• Dental Insurance. We provide dental insurance options priced to fit most budgets.
• Dental Discount Cards. As an alternative to standard dental coverage, we offer Dental Discount Cards. Though not an insurance plan, these cards can provide you with deep discounts from local dentists on many dental procedures.
• Health Savings Accounts. At eHealthInsurance you'll also find Health Savings Accounts (HSAs) and HSA-eligible health insurance plans. Our website is one of the premier sources for HSA information and products online.

Guaranteed Health Insurance Plans
Major Medical

Health Insurance Plan

OPTION #2

These healthcare plans are options for those who have pre-existing conditions either for yourself or your employees who have serious medical issues or chronic conditions and have been declined or have a hard time getting coverage.

Why should I shop with you rather than buying an insurance plan elsewhere?

• Guaranteed Coverage. We specialist in finding guaranteed issue health insurance for individuals, families and groups and can insure just about anybody regardless of their pre-existing condition.
• Low Premiums. The premiums for one and two person plans are generally lower than COBRA or other guaranteed issue alternatives. The rates for groups of three or more are truly outstanding . The rates do not increase with age or gender. All employees pay the same.

What kinds of products do you offer?

We offer two options of coverage for pre-existing conditions:

• Guaranteed Issue Limited Benefit Plan. You cannot be declined due to a medical condition. These plans as no medical questions and are available in 40 states. These plans pay fixed amounts towards medical expenses.
• Group Health Insurance – Professional Employer Organization (PEO). For small businesses with pre-existing conditions who cannot get health insurance any other way. Limited - Only offered in 16 states.

www.guaranteed-health-insurance.com

Guaranteed Health Insurance PlansFrequently Asked Questions

If you are interested in finding out more about theses plans, use the following links or call our direct agent, Martin Unger at 800-272-0512:
Please mention you are an HHA member.
For Limited Benefit Health Insurance: http://www.guaranteed-health-insurance.com
For Small Group Health Insurance: http://www.guaranteed-health-insuran.../peoplans.html

[rwrussom]

How is this any different than what anyone can find through this online agent? What is the HHA benefit?

[MDKing]

Of all the benefits of joining the HHA, the healthcare info we provided is not a member only benefit. After many long months of research these options are what we determined are exellent options for ALL haunters to consider, not just for HHA members. There are many options available, and ehealthinsurance is the the top rated online provider, check it out you can get great deals on coverage!

Healthcare is undergoing many changes at this very moment, it is our ultimate goal to coordinate an HHA group healthcare plan, but current conditions within the healthcare system prohibits this because we just dont have a large enough number of interested people quite ready to take part at this time, among other circumstances. As things in the healthcare arena change as they are now rapidly, we will be monitoring it to create new opportunities for this industry.

Ken, both associations have their Healthcare info on their websites and as an industry we should all be appreciative that there is movement on this front and options and info available for all.

Allan

[Mike Honcho]

Allan,
not trying to knock anyone, but anyone with the internet could have found this in 5 min by doing a google search. Also if you don't have to be a HHA member then what is the point?
also if anyone needs there credit checked try free credit report.com you don't have to be a member to get these deals

oh and one more thing if you sign up at this place called sams club i hear they give you special deals on bulk stuff isn't that crazy .......

[Speculo]

Member Benifits VS Greater Good

Let me attempt to explain the underlying question here because it really an interesting topic.

In my opinion there are two sorts of things an association should attempt to do in a broad sense.

1) Develop Member Benefits - I.e. Things that help ONLY members

2) Develop plans that help the ENTIRE industry. I.e. things that help EVERYONE.

Now let’s discuss Healthcare:

. HHA wanted first and foremost to provide Healthcare options to the industry and HHA members. Allan whose wife is actually in the Healthcare industry spearheaded this, and after countless hours of work discovered that such a plan would be VERY difficult to impossible to create at this time. He did uncover the options presented above. These options were shared NOT only with HHA members but with the ENTIRE industry. At our roll out meeting we told everyone to explore this option if it helped them, and that being an HHA member was not necessary. WE were honest about it.

So could you discover the above options in 5 minutes…yes and NO. Allan on behalf of HHA spent a huge amount time on this project and that means a lot! That means you have an un involved person who knows what he is talking about telling you this IS a good option - and you could ask Allan in depth and on these forums and I am sure he would be happy to tell you all about it.

Also Allan discovered the Option #2 something folks might never have thought of and overlooked.

How does that help you as an HHA Member? Well for one you know HHA is working for the GREATER GOOD, and by being a member you are supporting THAT sort of a philosophy. And you know HHA is trying to get something even BETTER perhaps just for members in the future; that you are helping this project evolve.

Member benefits are great, (1) but a big part of joining something is believing in WHAT they are doing in the big picture (2).
Now let’s talk about Safety Programs:

First some history. Years ago ANOTHER ORGAINIZATION (myself included) developed haunter manuals and safety manuals. These were a MEMBER benefit. It was noted that perhaps SAFTEY information would be a GREATER BENEFIT if it was SHARED with all haunters (Safety education is critical to us all!) The board of THE OTHER ORGANIZATION at the time disagreed, because the quest was always Member Benefits (1) and not the greater good (2).

What is a better approach to safety education…? Keeping it in a program for its members only or creating an outreach to those who really NEED the help?

The answer is obvious.

Member benefits are important; things like subscriptions, Haunt Listings, Vendor Discounts etc have great value.

But the REAL meat of an organization is what good it will do for an entire industry, including all the people who are NOT members.

HHA is focused on BOTH issues, and if we find something best presented to all haunters including non-members we will offer it up happily and for free, just as we will continue to develop VALUE for our own members.

Thanks!

[MDKing]

First of all, Thank you Ben for helping to clarify things.My quest for knowledge for Healthcare was a personal one before joining HHA, this was something I would be needing down the road and it was a natural progression to continue my work as I became more involved with the HHA.

Because the HHA and my research was indeed for the greater good, this became very important to me and made my wife Jill and my own research all that more rewarding. Is this a final solution? I am confident in saying No, but it is a fantastic start and good for our industry? Absolutely yes.

I'm am glad to see others are looking into this. Mike, since you also showed an interest if you have any suggestions or options please contact me to discuss we are looking for members to assist with making our association and our industry better. I'm looking forward to hearing from you soon. (email below)

Also, as Ben said I would be happy to answer any questions here on the forum regarding Healthcare and the current roadblocks that exist within that industry. Feel free to email me directly with any specifics and I would be happy to help!

Allan Bennett
allan@bennettscurse.com